I’ve had clients call me confused after getting a letter from Social Security telling them their Medicare Part B premium just went up — sometimes by hundreds of dollars a […]
IRMAA 2026: The Medicare Surcharge That Quietly Drains Retirement Income Read More »

Brian has over 26 years of experience in the financial services industry. His focus is on tax diversification planning through utilization of tax-efficient/tax-free income strategies, comprehensive financial planning and financial security planning focused on risk management. Brian’s objective is to provide you with the highest level of service, so you can focus on what’s important to you.
Brian’s professional designations include:
ChFC: Advanced planning for every person, every need. That’s the promise of a ChFC®(Chartered Financial Consultant®) designation from The American College of Financial Services.
As a Chartered Financial Consultant, Brian can offer advanced knowledge in a holistic way regarding:
CLU: The premier designation for insurance professionals, Chartered Life Underwriter® (CLU®) is the insurance profession’s oldest standard of excellence. With particular emphasis placed on ethics and commitment to clients, the CLU® has earned a distinguished reputation backed by security and stewardship.
As a CLU, Brian can advise on:
Brian has five children and one grandchild. He enjoys spending time with his family and watching IU, the Colts and Notre Dame football. He was born in Indianapolis and enjoys serving his fellow Hoosiers.
You are now leaving the “Creative Financial Group” Website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) Website. Schwab is a registered broker-dealer, and is not affiliated with “Creative Financial Group” or any advisor(s) whose name(s) appears on this Website. “Creative Financial Group” is independently owned and operated. Schwab neither endorses nor recommends “Creative Financial Group”. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Creative Financial Group” under which Schwab provides “Creative Financial Group” with services related to your account. Schwab does not review the “Creative Financial Group” Website(s), and makes no representation regarding the content of the Website(s). The information contained in the “Creative Financial Group” Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
Andrew Drufke believes everyone should have access to high-end financial planning. His goal is to be a valuable source of knowledge and comfort for others. He makes confidence and clarity a top priority in guiding others on their financial path. Andrew is knowledgeable on Social Security, tax planning, investments, legacy planning, Medicare, income and retirement planning.
Born and raised in Downers Grove, Illinois, Andrew graduated from Illinois State University. He is a Certified Financial Planner (CFP)® and Certified Senior Advisor (CSA)® which enhances his knowledge of financial, health, and social issues that seniors face. He is also a published author of educational pieces on tax and investment planning in Kiplinger. In addition, he is the co-author of Tax-Smart Retirement book: A Guide for the Age 50-75 Crowd to Lower and Erase Taxes.
A proud resident of the Indianapolis community, Andrew is happily married and has three kids. He spends his time attending cheerleading, softball, soccer, coaching baseball along with otherkid activities. When it’s time to get away, nothing beats a secluded cabin on a lake. He is inspired by Jim Rohn who declared: “Time is more valuable than money. You can get more money, but you can’t get more time.”
John Culpepper has been working in the financial services industry since 1997. John has developed his mission during this time to provide independent advice for his clients that fit their individualized needs financially.
John’s interest in investments began when he was a student at Indiana State University. While studying for his bachelor’s degree in business, he was presented with the opportunity to intern with a local financial firm. It was during this internship that John’s passion for finances was sparked and the accolades for his work began. John was mentioned in Sports Illustrated and USA Today because of his productivity and his new client acquisitions as an intern with the firm. John is also a published author of educational financial pieces in Kiplinger, a national business and finance publication.
In addition to a great internship, Indiana State University provided John the opportunity to meet his beautiful wife, Michelle. They have been happily married since 1999 and together are raising three amazing children in Greenwood, Indiana. John works very hard at providing balance for himself and his family between work and home life. John is an aquarist and loves to maintain his beautiful salt water fish tanks. He also enjoys golf, and he’s currently displaying the 2016 Double Eagle Tournament League trophy in his office. He enjoys fantasy football, Colts football, traveling, fishing, watching movies and spending as much time with family and friends as possible.
John met his current business partner, Kurt Supe, while working at a financial company. They immediately forged a life-long friendship and quickly determined that they shared some basic core values, and both agreed that selling products to clients that they do not need to meet a quota was not what either of them wanted. This was the reason they partnered and opened Creative Financial Group. John works closely with every client to understand their financial holdings and plays an integral role in producing clients’ “individualized” plans with Kurt. John has developed the skills to work with every client to help them capture in writing their financial and retirement goals. John focuses on his client communication and service as he continues to ensure all clients enjoy their experience of becoming a member of his Creative Financial Group family.
Kurt Supe became interested in the investment industry through the help of his grandmother, who assisted him in researching and purchasing blue chip stocks and then watching them grow over time. He has 20-plus years of experience in the financial services industry.
Kurt also serves as the firm’s Chief Investment Officer, overseeing the Best In Class Portfolios and managing $350 million in assets for clients. He is also still hands-on in planning for clients and supports the advisory team daily.
After graduating from the University of Kentucky with a bachelor’s degree in finance, Kurt entered the world of finance with 5/3 Bank. He quickly discovered the benefits to his clients of becoming an independent financial advisor. In 2003, Kurt partnered with John Culpepper to form the business now known as Creative Financial Group. Kurt and John are now free from sales quotas and product placements and can serve clients in the manner that best suits their individual needs and goals.
In his quest to offer his clients the best service and breadth of knowledge, Kurt obtained a license as a Certified Public Accountant (CPA). He views continuing education as instrumental to being able to provide his clients with the best financial advice and informed recommendations.
Kurt is a contributor for WIBC radio and has appeared on a number of other local media affiliates, including ABC, CBS, FOX and NBC.
Kurt is an accomplished speaker and has given presentations to many groups, including:
A resident of Indianapolis, Kurt is happily married and has two children and a dog. His family enjoys going to Kentucky Wildcat football games (where Kurt is famous for sacking Peyton Manning). He also enjoys hunting, fishing and cooking.