Expert Retirement Planning with Effective Tax Planning
Our mission is to help individuals over 50 who have saved well confidently navigate the complexities of retirement by focusing on cost, quality, and risk management using our 3 Pillar Approach:
Comprehensive Financial Planning, Strategic Tax Planning, and Investment Planning.
Established in 2003, Creative Financial Group is celebrating over 20 years in business.
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Creative Financial Group's Mission
We have a mission at Creative Financial Group to give you the best service possible while helping you build a plan for your future. Watch this short video to learn more about our core values:
Would you rather be treated like a number or like a real person?
We’ve been on this mission since 2003 to provide independent fiduciary advice for you, your family and all the people you care about. We use our CFG Retirement Roadmap to help you minimize taxation while maximizing retirement income because we believe tax and retirement planning should be simple. From the moment you come into our offices, we want you to feel at home.
Get Started In
3 Easy Steps
Schedule a meeting to sit down with us and discover what your ideal retirement looks like.
Using the CFG Retirement Roadmap, we’ll examine your current financial situation and determine your retirement needs.
Receive a custom strategy to help you reach your unique retirement goals.
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Creative Financial Group
Our Services
Retirement planning
Tailored Retirement Planning for a Secure Future.
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Financial planning
Expert Financial Services to Achieve Your Goals
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Wealth Management
Strategic Wealth Management for Long-Term Success.
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The 3 Pillars of a Successful Retirement: What Makes Creative Financial Group
Different
At Creative Financial Group, we believe that a truly successful retirement isn’t built on just one or two aspects of financial planning—it requires a holistic approach. That’s why we’ve developed our 3 Pillars of a Successful Retirement. While many firms focus solely on investment strategies or taxes, we know that every part of your financial life is interconnected. Our 3 pillars approach ensures that your retirement plan is comprehensive, addressing every area critical to your long-term success. Each pillar complements the others, taking into consideration your unique circumstances to create a solid, secure foundation for your future.
Many firms will only focus on one or two aspects of your retirement planning, like investment management or tax strategies. But we understand that having all three pillars— Comprehensive Financial Planning, Strategic Tax Planning, and Money Management—is crucial to crafting a plan that not only works for you today but adapts to the challenges that may come tomorrow.
Pillar 1: Comprehensive Financial Plan
Your financial plan is the roadmap to your retirement. Without it, navigating the complexities of retirement can feel overwhelming and uncertain. At Creative Financial Group, we design a comprehensive financial plan that takes into account not just your financial assets but also your goals, lifestyle, and the life events that can arise. It's about providing clarity and confidence, ensuring you always know exactly where you stand and how to move forward.
Here’s what we cover in a well-rounded financial plan:
Pillar 2: Strategic Tax Plan
Taxes are a crucial part of any retirement strategy, yet they’re often overlooked or not optimized. Our Strategic Tax Plan ensures you’re not only minimizing taxes today but also setting yourself up for long-term tax efficiency throughout your retirement. A well-crafted tax strategy helps you keep more of your hard-earned money while avoiding unnecessary penalties or costs.
Here’s what we focus on in your strategic tax plan:
Pillar 3: Money Management
At Creative Financial Group, we believe that managing your investments is about more than chasing returns—it’s about managing risk and keeping costs low. Our Money Management approach is centered around high-quality investments and low fees, ensuring that your portfolio is set up to support your financial goals with minimal drag from unnecessary costs.
Here’s how we manage your money:
At Creative Financial Group, our 3 Pillars of a Successful Retirement are designed to work together, ensuring that every part of your financial life is in harmony. By focusing on comprehensive financial planning, strategic tax strategies, and careful money management, we build a retirement plan that works for you today and adapts to whatever life brings tomorrow. Don’t settle for a plan that only addresses one or two areas—let us help you secure your future with a strategy that covers all the bases.
Why Retirement Planning Is Important?
Planning for retirement is essential to achieving your financial goals, especially as you approach age 62 and start considering your Social Security benefits. A trusted financial advisor, whether fee-only or working on a traditional advisory fee, can help you navigate the complexities of your retirement account, such as traditional IRAs and Roth IRAs, to maximize your tax deductions and minimize your taxable income. Understanding your tax bracket and the federal tax rates that apply to you is crucial in determining your standard deduction and optimizing your tax returns for each tax year. At retirement age, making informed decisions about investment management and tax planning is key to ensuring your income lasts. Whether you prefer a fee-only or traditional advisory fee model, our advisors work with you to create a personalized plan that considers your financial goals and the best strategies for managing taxable income, keeping you ahead of changes that impact your tax return.
Client's Reviews
No material compensation is paid for client testimonials. Client experiences vary, and testimonials speak to the particular client experience, and are not representative of all client experiences. Testimonials are available at Creative Financial Google Reviews. The client providing the testimonial does not have any material conflicts of interest as it relates to the testimonial provided.
