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  • SmartVestor Pro, John Culpepper            

    My personal mission as a Dave Ramsey SmartVestor Pro is to serve all who enter our doors to the best of my ability and to their satisfaction.

    I am committed, just as Dave is, to providing Biblically-based, common sense education and empowerment, seeking to give HOPE to everyone from the financially independent to the financially distressed. I have the heart of a teacher, not the attitude of a salesman. I’m someone you can feel comfortable talking to about your financial situation. We’ll work together to create a plan to help you reach your goals.

    What is a SmartVestor Pro?

    SmartVestor Pros are investment professionals in your area that has been chosen by Dave Ramsey based on his or her integrity, professionalism and experience. SmartVestor Pros understand and believe in the investment principles that Dave teaches on The Dave Ramsey Show each day.

    With John Culpepper as your SmartVestor Pro, you will have someone who truly believes and practices Dave Ramsey’s philosophies, will always seek to help you in your specific situation, and always has your best interests at heart.

    How we stand apart from other advisors.

    Ramsey Solutions

    • We encourage clients to follow a financial plan that incorporates Dave Ramsey’s 7 Baby Steps.

    Who We Are

    • We are an independent financial group that helps families and retirees reach their financial planning goals.

    Our Core Principles

    • Independent Advice (no inventory or products to sell)o Straight-Forward Planning (what you need to hear, rather than want you want to hear)
    • A Comprehensive Approach (tailoring your money decisions to your lifestyle)
    • Peerless Customer Service (one-on-one, frequent communications)

    Trusted Advice

    • We understand how important it is to have a trusting relationship with a financial planning team – particularly in the wake of recent, highly publicized corporate failures and investment management misdeeds.  Regardless of the direction the stock market and interest rates take in the future, it’s important to have a trusted advisory team you can count on to look after your best interest.


    • When you come in to meet with me, I will likely be wearing my favorite hat and blue jeans.  Please, come as you are.


    Click HERE to set up a casual conversation about how I may be of service to YOU!

    Kurt Supe and John Culpepper offer securities through cfd Investments, Inc., Registered Broker/Dealer, Member FINRA & SIPC, and Kurt Supe offers advisory services through Creative Financial Designs, Inc., Registered Investment Adviser. Creative Financial Group is a separate unaffiliated company. The CFD Companies do not provide legal or tax advice. Neither Creative Financial Group nor the CFD Companies are associated with SmartVestor or Ramsey Solutions. Neither SmartVestor nor Ramsey Solutions recommend or make an endorsement for services provided under the SmartVestor program.