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How Investments Make Money

How Investments Make Money

Historically, investing has proven itself an excellent way to increase your wealth over time. It is strongly favored over basic savings accounts by financial experts and advisors around the world....
Personal Savings Rates

Personal Savings Rates

Everyone knows that saving money is a good idea, but many are unclear about how much they should really be putting away. Building up a nest egg is a generally...
Why Retirement Planning is Important

Why Retirement Planning is Important

We all dream of it, the golden years when we can finally sit back, relax, and enjoy our coveted retirement. For some, it might include beachside cocktails; for others, it...
What Does Tax Deferred Mean

What Does Tax Deferred Mean

It goes without saying that nobody is a fan of paying taxes, and if given a choice, most people would hold off forking over the money for as long as...
Difference Between Roth IRA and 401K

Difference Between Roth IRA and 401K

For many years, the only choice for a retirement savings account was the 401K. In 2006 the Roth IRA was introduced, giving companies and employees an alternative. At first glance,...
What Is a Financial Advisor

What Is a Financial Advisor

If you want to get your finances and retirement in order, you need to organize and formulate a solid strategy to achieve those goals. This is a daunting task that...
When Can You Withdraw From 401K

When Can You Withdraw From 401K

401Ks are tax-advantaged retirement savings accounts, and many people contribute money to them every single year. Sometimes employers will match those contributions, creating the potential for you to build up...
How to Calculate Net Worth

How to Calculate Net Worth

One of the most useful and commonly evaluated financial metrics is net worth. Net worth is the value of everything you own, including financial and non-financial assets, minus everything you...

Is it Time for a Value Play?

The transition from growth to value and back to growth stocks often accelerated during the pandemic. Growth-oriented stocks usually outperform when the economy is on the rise. Therefore, growth stocks...

Savings Strategies

Some people have no trouble saving money — they stash away any cash they don’t need, and their account grows and grows. These people usually aren’t very materialistic and don’t...

How to Evaluate a Stock

There are moments in history when people have claimed investment choices don’t matter because if the market is up across the board, you cannot fail. That is not true. In...

How Inflation Risk Can Affect You

Inflation is a steady rise in the price of goods and services over time and actually signals both good and bad economic conditions. On one hand, as prices rise, someone...

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