Posts by John Culpepper
Personal Savings Rates
Everyone knows that saving money is a good idea, but many are unclear about how much they should really be putting away. Building up a nest egg is a generally…
Read MoreWhy Retirement Planning is Important
We all dream of it, the golden years when we can finally sit back, relax, and enjoy our coveted retirement. For some, it might include beachside cocktails; for others, it…
Read MoreWhat Does Tax Deferred Mean
It goes without saying that nobody is a fan of paying taxes, and if given a choice, most people would hold off forking over the money for as long as…
Read MoreDifference Between Roth IRA and 401K
For many years, the only choice for a retirement savings account was the 401K. In 2006 the Roth IRA was introduced, giving companies and employees an alternative. At first glance,…
Read MoreWhat Is a Financial Advisor
If you want to get your finances and retirement in order, you need to organize and formulate a solid strategy to achieve those goals. This is a daunting task that…
Read MoreWhen Can You Withdraw From 401K
401Ks are tax-advantaged retirement savings accounts, and many people contribute money to them every single year. Sometimes employers will match those contributions, creating the potential for you to build up…
Read MoreHow to Calculate Net Worth
One of the most useful and commonly evaluated financial metrics is net worth. Net worth is the value of everything you own, including financial and non-financial assets, minus everything you…
Read MoreIs it Time for a Value Play?
The transition from growth to value and back to growth stocks often accelerated during the pandemic. Growth-oriented stocks usually outperform when the economy is on the rise. Therefore, growth stocks…
Read MoreHow to Evaluate a Stock
There are moments in history when people have claimed investment choices don’t matter because if the market is up across the board, you cannot fail. That is not true. In…
Read MoreSavings Strategies
Some people have no trouble saving money — they stash away any cash they don’t need, and their account grows and grows. These people usually aren’t very materialistic and don’t…
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